Dr. Charles M. Elson

Charles M. Elson is the Edgar S. Woolard, Jr., Chair in Corporate Governance and the Director of the John L. Weinberg Center for Corporate Governance at the University of Delaware. He is also "Of Counsel" to the law firm of Holland & Knight. He formerly served as a Professor of Law at Stetson University College of Law in St. Petersburg, Florida from 1990 until 2001. His fields of expertise include corporations, securities regulation and corporate governance. He is a graduate of Harvard College and the University of Virginia Law School, and has served as a law clerk to Judges J. Harvie Wilkinson III and Elbert P. Tuttle of the United States Court of Appeals for the Fourth and Eleventh Circuits. He has been a Visiting Professor at the University of Illinois College of Law, the Cornell Law School, and the University of Maryland School of Law, and is a Salvatori Fellow at the Heritage Foundation in Washington, D.C. and a member of the American Law Institute. Professor Elson has written extensively on the subject of boards of directors. He is a frequent contributor on corporate governance issues to various scholarly and popular publications. He served on the National Association of Corporate Directors' Commissions on Director Compensation, Director Professionalism, CEO Succession, Audit Committees, Strategic Planning and Director Evaluation, was a member of its Best Practices Council on Coping With Fraud and Other Illegal Activity, Risk Governance: Balancing Risk and Reward, and presently serves on that organization’s Advisory Council. He is Vice Chairman of the ABA Business Law Section’s Committee on Corporate Governance and a member of its Committee on Corporate Laws. Additionally, Professor Elson served as an adviser and consultant to Towers Perrin, the international human resource management consultants, a director of Circon Corporation, a medical products maker and Sunbeam Corporation, the consumer products manufacturer, Nuevo Energy Company, an independent oil and natural gas producer, the Investor Responsibility Research Center, a non-profit corporate governance research organization, Alderwoods Group, an international death care services provider, AutoZone, Inc., the national automobile parts retailer, and is presently a member of the Board of Directors of HealthSouth Corporation, a healthcare services provider

  Richard E. Thornburgh

Richard E. Thornburgh is Vice Chairman of Corsair Capital LLC (“Corsair”), a private equity investment company with over $2.5 billion invested in financial services companies worldwide, including banks, insurers, asset managers, and specialty lenders. Thornburgh is currently a member of the Board of Directors, serves on the Chairman’s and Governance Committee, and chairs the Risk Committee of Credit Suisse Group; and chairs the Risk Committee and serves as the Lead Director of the Board of NewStar Financial, Inc. He also served as a Director of Dollar General Corporation prior to its sale to KKR and served on the Board of National City Corporation.


Prior to joining Corsair in 2006, Thornburgh was Executive Vice Chairman of Credit Suisse First Boston (“CSFB”), now operating under the name of Credit Suisse. He has over 30 years of experience in the global banking and financial services sector, and held a number of senior leadership positions at Credit Suisse Group.


Thornburgh began his investment banking career with The First Boston Corporation, a predecessor firm of CSFB in 1976. He spent 20 years in the investment-banking department specializing in financial institutions. During that period he also ran the Los Angeles office in the late 1980s and was the first global head of the financial institutions group for CSFB. He was an advisor on many of the landmark M&A transactions that took place during the consolidation of the U.S. regional banking industry in the 1980s and early 1990s. He spearheaded CSFB's mandate to advise on the privatization of the Mexican banking industry, the recapitalization of the California thrift industry, and
served as advisor to the governments of Sweden, New Zealand, South Australia, Mexico and Australia in the early 1990s.


During the following ten years of his career he served on the Executive Board of Credit Suisse Group and his executive responsibilities included: Chief Financial and Administrative Officer of CSFB, Chief Financial Officer of Credit Suisse Group, Vice Chairman of the Executive Board of CSFB, Chief Risk Officer of Credit Suisse Group and Executive Vice Chairman of CSFB.


Thornburgh is a former member of the Financial Services Roundtable and the International Institute of Finance. He served on the Executive Committee of the Securities Industry Association (“SIA”) for six years, and was Chairman of the SIA in

Mr. Philip Lofts

Professional History Since 1998 UBS
Since 2008 Member of the Group Executive Board
Since 2008 Group Chief Risk Officer
2004-2008 Member of the Group Managing Board
2008 Group Risk COO
2005 Group Chief Credit Officer
2003 Chief Credit Officer Investment Bank
2002 Chief Credit Officer for the Americas, Investment Bank
1998 Chief Credit Officer for Asia-Pacific, Investment Bank
1984−1998 Union Bank of Switzerland
1994 Appointed Deputy Head of Commercial Banking Division,
London
1996 Head of Structured Finance, Japan
1988 Head of Financial Institutional Marketing Group, London

1984 Credit Analyst, Commercial Banking Division, London